Question 1

What is TikPay?

Accepted Answer

TikPay is a stablecoin payment SDK that enables instant, low-cost cryptocurrency payments using USDC on the Sui blockchain. Users can pay with just their Google or Apple account - no wallet setup, no seed phrases needed.

Question 2

How does TikPay work without a crypto wallet?

Accepted Answer

TikPay uses zkLogin, a technology that creates a blockchain address linked to your Google or Apple account using zero-knowledge proofs. Your private key is derived from your OAuth credentials and never stored anywhere.

Question 3

What are the transaction fees for TikPay?

Accepted Answer

TikPay transaction fees are under $0.01 per transaction, compared to traditional payment processors like Stripe (2.9% + $0.30) or PayPal (3.49% + $0.49). This makes micropayments viable.

Question 4

Can AI agents use TikPay for payments?

Accepted Answer

Yes! TikPay is designed for AI-to-human and AI-to-AI payments. AI agents can programmatically charge for services with pay-per-query pricing as low as $0.001 per API call.

Question 5

Is TikPay safe and secure?

Accepted Answer

Yes. Private keys never leave the user's device. TikPay servers cannot access user funds. The technology uses the same passkey/biometric authentication used by Apple Pay and Google Pay.

Question 6

What is USDC stablecoin?

Accepted Answer

USDC is a stablecoin issued by Circle where 1 USDC = 1 USD, backed by cash and short-term US government bonds. It's audited monthly and is the most trusted stablecoin for payments.

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