Step-by-Step Guide
A step-by-step guide to purchasing cryptocurrency with your credit card.
Prerequisite

Before purchasing USDT, you need a TronLink wallet to receive your tokens. TronLink is the most popular wallet for the Tron network, supporting TRC-20 tokens like USDT.
Chrome Extension
For desktop browsers
iOS App
iPhone & iPad
Android App
Android devices
Important: Save your seed phrase!
Write down your 12-word seed phrase and store it in a safe place. Never share it with anyone. If you lose it, you cannot recover your wallet.
Step 1
Choose the cryptocurrency you want to purchase. Currently USDT (Tether) is available, with more tokens coming soon.
Select a token to buy
Tip: USDT (Tether) is the most widely used stablecoin, pegged 1:1 to the US dollar. It's ideal for holding value without crypto price volatility.
Step 2
Select Tron (TRC-20) as the network. This is why you set up a TronLink wallet in the prerequisite step.
Select a network
Why Tron? Tron offers extremely fast transactions (3-5 seconds) and minimal fees (~1 TRX ≈ $0.10). It's the most popular network for USDT transfers worldwide.
Step 3
Review the real-time USDT/KRW exchange rate, enter the amount you want to purchase, and see the full fee breakdown before proceeding.
DEX Routing: TikPay sources liquidity directly from DEX pools like SunSwap on Tron. This means no intermediary exchanges and no hidden spreads.
Live Rates: Exchange rates are fetched in real-time from Bithumb. The price you see is the price you get.
Step 4
Complete a one-time identity verification through Persona. This is required by regulation and only needs to be done once.
Government ID
Passport, driver's license, or national ID
Selfie Check
Quick facial recognition to match your ID
Once verified, you can buy instantly
One-time only: After your first verification, all future purchases skip this step entirely. You'll go straight from price review to entering your wallet address.
Step 5
Paste the TRC-20 wallet address you copied from TronLink. This is where your USDT will be delivered.
Enter your wallet address
Address format: TRC-20 addresses start with the letter "T" and are 34 characters long. Example: T9yD14Nj9j7xAB...
Double-check your address!
Blockchain transactions are irreversible. Sending to the wrong address means permanent loss of funds. Always verify your address before proceeding.
Step 6
Review your complete order summary — including the amount, fees, token, network, and wallet address — then complete payment with your credit card.
Order Summary
Secure payment: All card transactions are processed through a PCI DSS certified processor. Your card details are never stored by TikPay.
Step 7
After payment is confirmed, your USDT is delivered to your wallet in about 60 seconds. Here's what happens behind the scenes:
Payment authorized
Card payment is confirmed by the processor
DEX swap executed
USDT sourced from LP pool via SunSwap
On-chain transfer
USDT sent to your TronLink wallet
Delivered to wallet
Check your TronLink balance
USDT has been sent to your wallet.
Verify on-chain: You can verify your transaction on Tronscan using the TX hash provided after your purchase completes.
FAQ
Everything you need to know about buying crypto with TikPay.
Set up your TronLink wallet and purchase USDT in minutes. No exchange signup needed.